Coverage Period: 1 year from the date of enrolment

Covered Person: Single

Age Limit: 18 to 59 years

Death Coverage

Natural or accidental death within the coverage period except any pre-existing condition. Pre-existing condition refers to any disease which was diagnosed before enrolment. Accidental death will cover for any accidental case except involving any unlawful activities (example: driving without license) and any suicidal case.

1. Any pre-existing condition

2. Death due to HIV/AIDS

3. Death while involving any unlawful activities

4. Suicide while sane or insane

Claim Process:

Documents Submission

1.To avail claim, claim documents have to submit digitally via Waadaa web portal/call center/email

2.Required documents have to attach during claim submission

3.Claim have to submit by the nominee

4.Claims have to submit within 60 days of occurrence of the assured event (Death)

Claim Documents

Death Claim

1.Digital Death Registration Certificate

2.Death Certificate from hospital in case of death during hospitalization

3.Copy of NID of Nominee & Policy holder

4.Hospital Discharge Certificate (If applicable)

5.Doctor’s prescriptions (If applicable)

6.Copies of diagnosis reports and (If applicable)

7.FIR for accidental death

8.Post mortem report

Claim Settlement

All claims will be processed and settled within thirty (30) days subject to receive all required documents related to submitted claim.

Claim Payment

A/C payee cheque will be issued to the claimant (nominee) or payment will be transferred directly to beneficiary’s bank account. If the Nominee is a minor then the cheque or payment will be transferred to the legal guardian of nominee subject to receive all documents required to verify the legality of the guardian of nominee.